This is a picture of my grandfather and me fishing off the coast of North Carolina a while back in the spring. He has been gone for a while now, but I always remember him as the fun, upbeat guy who loved to fish and loved spending his winters in Florida. He and my grandmother were two of the most frugal people I knew growing up, as they lived through a lot of things that told them to save for the rainy day. They rented a little efficiency apartment in Pompano Beach every winter because they were able to save for it during the years when my grandfather worked as a real estate appraiser. He and his pals did all the legal and appraisal work when they were first developing I-279. The three of them would work together for most of the year and shut it down for the winter and spend the time in Florida. Fishing, playing golf, and eating my grandmother’s cooking. Going out for dinner was a rarity for them as my grandfather always said the best food in Pompano was my grandmother’s kitchen. He was right but he was always frugal. He called me Pedro and always said,” Pedro- you have to save for the rainy day.

Well, thinking about this today, I would say that the rainy day is here with this Covid-19 crisis in our nation. We all don’t know what to expect. Many have lost their jobs and I am fortunate to at least still have mine. But the financial fallout of all of this is not clear to many people and we all have to do what we have to do to stay ahead of this situation both financially and with our health. Much has been said about it in the media. But I think there are other things that are in our piggy bank besides financial savings that can help with ……the rainy day.

I think we can dig in there to find a myriad of things. One thing that we have discussed here before is communicating with our friends and family. So important and our bank is probably filled with funny stories of how we got together and how we will get together in the future after this crisis abates. With social media and the phone, we can at least keep in touch and there is a lot of Skyping, and meetings on Zoom between friends that can help as we feel kind of isolated. My wife’s group did it on Sunday.

Another item with your bank is to make sure you make deposits too. Sunny days allow for outdoor recreation and it is so important to get outside and get some exercise. Yes, we can do it in a socially acceptable way by doing it by ourselves or with a very small group of friends- socially distanced apart. My friend Jeff and I rode mountain bikes yesterday and both remarked how exercise and sunshine can really benefit the psyche. Days like this form good memories as we deposit them into our piggy bank.

It has not been lost on me that the apex of this Covid-19 crisis will occur during Holy Week and Passover. I think a good withdrawal from the rainy day savings bank can be to reach deep in there and perhaps “resurrect” some of the faith that we have, or maybe might think about having during this time. I often think that God is sending us a message or encouraging us to come back to Him. Many of us were raised with a faith based background and perhaps have left it aside? I take great comfort in praying for all of you and asking the Lord for help during this time. A good withdrawal from the bank in my book, and trusting that we will all get through this with His help.

Lastly I need to dig deep in there too for patience during this time. I am not used to working from home, being isolated other than with my wife Janet, and my mother in law. It has been a good time to reconnect and spend quality time together. But I do need to show patience at times, right here at home, and probably have to make a daily withdrawal from my rainy day bank for that. And I also long for the days when we can enjoy a draft beer and a sandwich with friends, go on group rides again, and hoping for a good ski season again next year. Or how about a ball game at PNC Park and not really caring about who wins or loses just enjoying the skyline and relaxing in the sunshine. We take a lot for granted and in this time of the “rainy day” we are all aware now of what we had and how we don’t have it now. But we can still be grateful for what we do have- family, friends, food, and the comfort of knowing that no matter what, we are a resilient nation. Hopefully this will be a time where we can all get together and forget the politics. Jeff and I both said yesterday,” Who cares, really?” We are all one people and we need to stick together as family, friends, and Americans. Stay healthy friends. Thanks for reading.

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